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Should I buy a condo, townhouse, or house in Maple Ridge?

Enter your down payment and household income. We’ll estimate your budget, recommend the property type that fits, factor in a rental suite (mortgage helper) if you’re open to a house, and show you real Maple Ridge listings to view.

Your budget

Estimated maximum purchase price: —
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HouseRecommended

$1,355,900 typical house
Long-term growth: ~6.5%/yr (historical, not guaranteed)
Last 3 years: -1.7%/yr (Maple Ridge sold, current cycle)
Buy newer than: 15 yrs old (built 2011+)
For sale now: 477 in Maple Ridge
Tip: a house with a legal suite can rent-offset your mortgage.

Maple Ridge houses to view

$899,900 in budgetsuite
21742 121 Avenue • 3 bd • 1963 $945,000 in budgetsuite
22905 113 Avenue • 4 bd • 1987 $949,000 in budgetsuite
12141 230 Street • 5 bd • 1957 $950,000 in budgetsuite
11740 Carshill Street • 3 bd • 1953 $960,000 in budgetsuite
22799 116 Avenue • 3 bd • 2003 $975,000 in budgetsuite
25097 112 Avenue • 5 bd • 2023

TownhouseRecommended

$749,900 typical townhouse
Long-term growth: ~5%/yr (historical, not guaranteed)
Last 3 years: -3.1%/yr (Maple Ridge sold, current cycle)
Buy newer than: 10 yrs old (built 2016+)
For sale now: 149 in Maple Ridge

Maple Ridge townhouses to view

$424,900 in budget
305-11726 225th Street • 2 bd • 1987 $439,800 in budget
23-12296 224th Street • 2 bd • 1988 $439,900 in budget
22-23580 Dewdney Trunk Road • 2 bd • 1990 $449,000 in budget
12138 Faber Crescent • 3 bd • 1975 $449,900 in budget
71-20554 118 Avenue • 2 bd • 1989 $459,000 in budget
90-12099 237 Street • 2 bd • 1994

CondoRecommended

$449,900 typical condo
Long-term growth: ~4.5%/yr (historical, not guaranteed)
Last 3 years: -2.6%/yr (Maple Ridge sold, current cycle)
Buy newer than: 5 yrs old (built 2021+)
For sale now: 132 in Maple Ridge

Maple Ridge condos to view

$184,500 in budget
307-12170 222 Street • 1 bd • 1976 $240,000 in budget
105-12096 222 Street • 1 bd • 1971 $249,900 in budget
107-12096 222 Street • 1 bd • 1971 $270,000 in budget
311-12170 222 Street • 2 bd • 1976 $275,000 in budget
314-12170 222nd Street • 2 bd • 1976 $279,000 in budget
319-12170 222 Street • 2 bd • 1976

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Want Hani to map this to real Maple Ridge listings, your exact pre-approval, and the best-value buildings or streets? Send your details and we’ll follow up.

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Frequently asked questions

Should I buy a condo, townhouse, or house in Maple Ridge?

It depends on your budget. In Maple Ridge a typical condo is about $449,900, a townhouse about $749,900, and a house about $1,355,900. Use the calculator above: enter your down payment and income and it estimates the most you can borrow, then shows which property type that budget realistically buys. Over the long term houses tend to appreciate most (you own the land), followed by townhouses, then condos.

Can a rental suite help me afford a house?

Yes. A legal basement suite (a 'mortgage helper') can bring roughly $2,000 a month, and lenders will typically count about half of that rental income toward your mortgage qualification — which can lift your budget enough to move from a townhouse into a house. Some houses even have two suites. Toggle 'house with a rental suite' in the calculator to see the difference.

How new should the property be?

As a rule of thumb for Maple Ridge: a condo under 5 years old, a townhouse under 10 years old, and a house under 15 years old. Newer strata properties have fewer looming repair/special-assessment risks; with houses, newer means less deferred maintenance while you still get the land value.

How is my budget calculated?

We apply the standard Canadian mortgage stress test (you must qualify at about 2% above your rate, or 5.25%, whichever is higher), a 25-year amortization, and typical lending ratios, plus an allowance for property tax and heating. It's an estimate to guide your choice — a mortgage broker can confirm your exact pre-approval.

Prices are current Maple Ridge medians from active and recently sold MLS® listings and update automatically. The budget estimate uses the standard mortgage stress test and typical lending ratios — it’s a guide, not a pre-approval. Growth figures are long-term historical approximations and are not a guarantee of future returns.